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SWIFT ISO15022 Standard
Detail view for message MT456 - Advice of Dishonour

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 Purpose of the message MT456

Advises the account owner that financial document(s) included in the cash letter have been dishonoured for reasons specified in the advice

 Scope of the message MT456

This message type is sent by the account servicing institution to the account owner.

It is used to advise the account owner that a financial document(s) included in the referenced cash letter has/have been dishonoured for the reasons given. The account owner's account is debited accordingly.

The advice will specify whether the financial document(s) is/are being returned unpaid to the originator of the cash letter or if it is/they are being re-presented to the drawee(s) for payment.

  Structure of the message MT456

Message fields
1
25 
 
Account Identification
O
2
52a
A
Sender of Cash Letter
O
 
 
B
 
 
 
 
D
 
 
3
72 
 
Sender to Receiver Information
O
4
20 
 
Transaction Reference Number
M
5
21 
 
Related Reference
M
6
32a
A
Date and Face Amount of Financial Document
M
 
 
B
 
 
7
33D
 
Total Amount Debited
M
8
71B
 
Fee
O
9
77A
 
Reason for Dishonour
M
10
77D
 
Details of Dishonoured Item
M
11
72 
 
Sender to Receiver Information
O