SWIFT ISO15022 Standard
Detail view for message MT256 - Advice of Non-Payment of Cheques
Financial acronyms
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Purpose of the message MT256
Informs the Sender of one or more previously sent cheque truncation messages of non-payment of one or more truncated cheques. It may also be used to specify dishonoured items that result in reversing a previous payment settlement
Scope of the message MT256
This message is sent by the Receiver of one or more cheque truncation messages. It is used to inform the Sender of (a) previously sent cheque truncation message(s) of the non-payment of specified truncated cheques.
This message may only be used to specify dishonoured items that result in reversing a previous payment settlement.
Structure of the message MT256
Sequence A - Common Elements [ mandatory, nonrepetitive ]
No.
Tag
Option
Name
Status
1
20
Sender's Reference
M
2
21
Related Message Reference
C
Sequence B - Cheque Details [ mandatory, repetitive ]
No.
Tag
Option
Name
Status
3
44A
Transaction Reference Number
M
4
21
Related Message Reference
C
5
21D
Cheque Number
O
6
21E
Cheque Reference Number
O
7
23E
Reason for Non-Payment/Dishonour
M
8
32J
Cheque Amount
M
9
37J
Interest Rate
O
10
71G
Interest Charges
C
11
71F
Sender's Charges
O
12
71H
Issuer's Financial Institution Charges
O
Sequence C - Settlement Details [ mandatory, nonrepetitive ]
No.
Tag
Option
Name
Status
13
32A
Value Date, Currency Code and Total Amount Claimed
M
14
30
Original Value Date
O
15
19
Total Cheque Amount
C
16
71J
Sum of Interest Charges
C
17
71L
Sum of Sender's Charges
C
18
71K
Sum of Issuer's Financial Institution Charges
C
19
57a
A
Account With Institution (for Settlement)
O
C
D
20
58B
Beneficiary Institution's Account (for Settlement)
O