Standard SWIFT ISO15022
Vue de détail du message MT734 - Avis de refus
Utilisation du message MT734 
Advises the refusal of documents that are not in accordance with the terms and conditions of a documentary credit
Scope du message MT734
This message is sent by the issuing bank to the bank from which it has received documents related to a documentary credit. It may also be sent by the bank nominated to pay/accept/negotiate/incur a deferred payment undertaking to the bank from which it has received documents.
It is used to advise the Receiver that the Sender considers the documents, as they appear on their face, not to be in accordance with the terms and conditions of the credit and that, consequently, it refuses them for the discrepancies stated. The Sender also provides the Receiver with details regarding the disposal of the documents.
This message type may also be used for claiming a refund.
Structure du message MT734
Champs du message
Définition
If the message is sent by the issuing bank, this field specifies the documentary credit number assigned by the issuing bank.
If the message is sent by a bank other than the issuing bank, this field specifies either the documentary credit number assigned by the issuing bank or another reference assigned by the Sender.
2
21
Presenting Bank's Reference
M
Définition
This field specifies the reference which has been assigned by the presenting bank from which the documents have been received.
3
32A
Date and Amount of Utilisation
M
Définition
This field specifies the date of the covering letter under which the documents were sent, followed by the currency code and amount of the drawing.
Format
| Option A | 6!n3!a15d | (Date)(Currency)(Amount) |
Définition
This field specifies the charges claimed by the Sender, if any.
5
33a
A
Total Amount Claimed
C
Définition
This field contains the currency code and amount claimed, including charges, by the Sender of the message.
Format
| Option A | 6!n3!a15d | (Date)(Currency)(Amount) |
| Option B | 3!a15d | (Currency)(Amount) |
6
57a
A
Account With Bank
O
Définition
This field specifies the financial institution at which the amount claimed is to be remitted in favour of the Sender.
Format
| Option A | [/1!a][/34x]
4!a2!a2!c[3!c] | (Party Identifier)
(Identifier Code) |
| Option B | [/1!a][/34x]
[35x] | (Party Identifier)
(Location) |
| Option D | [/1!a][/34x]
4*35x | (Party Identifier)
(Name and Address) |
7
72
Sender to Receiver Information
O
Définition
This field specifies additional information for the Receiver.
Définition
This field specifies the reason(s) for refusal of the document(s), for example, discrepancies. It may contain any type of instruction or information.
Format
| Option J | 70*50x | (Narrative) |
9
77B
Disposal of Documents
M
Définition
This field contains information regarding the disposal of the documents.
