Standard SWIFT ISO15022
Vue de détail du message MT101 - Demande de transfert

Financial acronyms

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Utilisation du message MT101

Requests to debit a customer's account held at the receiver or at another institution

Scope du message MT101

This message is:

sent by a financial institution on behalf of a non-financial institution account owner, to an account servicing financial institution or to a forwarding financial institution for further transmission to the account servicing institution.
sent by a non-financial institution account owner, or a party authorised by the account owner, to an account servicing financial institution or to a forwarding financial institution for further transmission to the account servicing institution.

It is used to move funds from the ordering customer's account(s) serviced at the receiving financial institution or at the account servicing institution, or from an account(s) owned by the ordering customer which the instructing customer has explicit authority to debit, for example, a subsidiary account.

The MT 101 can be used to order the movement of funds:

between ordering customer accounts, or
in favour of a third party, either domestically or internationally.

Structure du message MT101

Afficher seulement les champs obligatoires

Séquence A - General information [ obligatoire, non répétitive ]

No.

Tag

Option

Nom

Statut

Sender's Reference

Définition

This field specifies the reference assigned by the Sender to unambiguously identify the message.

Format

16x

21R

Customer Specified Reference

Définition

This field specifies the reference to the entire message assigned by either the:

instructing party, when present or
ordering customer, when the instructing party is not present.

Format

Option R

16x

28D

Message Index/Total

Définition

This field chains different messages by specifying the sequence number in the total number of messages.

Format

Option D

5n/5n

(Message Index)(Total)

50a

Instructing Party

Définition

This field identifies the customer which is authorised by the account owner/account servicing institution to order all the transactions in the message.

Format

Option C	4!a2!a2!c[3!c]	(Identifier Code)
Option L	35x	(Party Identifier)

50a

Ordering Customer

Définition

This field identifies the account owner whose account is to be debited with all transactions in sequence B.

Format

Option F	35x 4*35x	(Party Identifier) (Name and Address)
Option G	/34x 4!a2!a2!c[3!c]	(Account) (Identifier Code)
Option H	/34x 4*35x	(Account) (Name and Address)

52a

Account Servicing Institution

Définition

This field specifies the account servicing institution - when other than the Receiver - which services the account of the account owner to be debited. This is applicable even if field 50a Ordering Customer contains an IBAN.

Format

Option A	[/1!a][/34x] 4!a2!a2!c[3!c]	(Party Identifier) (Identifier Code)
Option C	/34x	(Party Identifier)

51A

Sending Institution

Définition

This field identifies the Sender of the message.

Format

Option A

[/1!a][/34x]
4!a2!a2!c[3!c]

(Party Identifier)
(Identifier Code)

Requested Execution Date

Définition

This field specifies the date on which all subsequent transactions should be initiated by the executing bank.

Format

6!n

(Date)

Authorisation

Définition

This field specifies additional security provisions, for example, a digital signature, between the ordering customer/instructing party and the account servicing financial institution.

Format

35x

Séquence B - Transaction Details [ obligatoire, répétitive ]

No.

Tag

Option

Nom

Statut

Transaction Reference

Définition

This field contains the unique reference for the individual transaction contained in a particular occurrence of sequence B.

Format

16x

21F

F/X Deal Reference

Définition

This field specifies the foreign exchange contract reference between the ordering customer and the account servicing financial institution.

Format

Option F

16x

23E

Instruction Code

Définition

This field specifies instructions to be used between the ordering customer and the account servicer.

Format

Option E

4!c[/30x]

(Instruction Code)(Additional Information)

32B

Currency/Transaction Amount

Définition

This field specifies the currency and the amount of the subsequent transfer to be executed by the Receiver.

Format

Option B

3!a15d

(Currency)(Amount)

50a

Instructing Party

Définition

This field identifies the customer which is authorised by the account owner/account servicing institution to order the transactions in this particular occurrence of sequence B.

Format

Option C	4!a2!a2!c[3!c]	(Identifier Code)
Option L	35x	(Party Identifier)

50a

Ordering Customer

Définition

This field identifies the ordering customer which is the account owner ordering the transaction in the same occurrence of the sequence.

Format

Option F	35x 4*35x	(Party Identifier) (Name and Address)
Option G	/34x 4!a2!a2!c[3!c]	(Account) (Identifier Code)
Option H	/34x 4*35x	(Account) (Name and Address)

52a

Account Servicing Institution

Définition

Format

Option A	[/1!a][/34x] 4!a2!a2!c[3!c]	(Party Identifier) (Identifier Code)
Option C	/34x	(Party Identifier)

56a

Intermediary

Définition

This field specifies the financial institution through which the transaction must pass to reach the account with institution.

Format

Option A	[/1!a][/34x] 4!a2!a2!c[3!c]	(Party Identifier) (Identifier Code)
Option C	/34x	(Party Identifier)
Option D	[/1!a][/34x] 4*35x	(Party Identifier) (Name and Address)

57a

Account With Institution

Définition

This field specifies the financial institution which services the account for the beneficiary customer. This is applicable even if field 59a contains an IBAN.

Format

Option A	[/1!a][/34x] 4!a2!a2!c[3!c]	(Party Identifier) (Identifier Code)
Option C	/34x	(Party Identifier)
Option D	[/1!a][/34x] 4*35x	(Party Identifier) (Name and Address)

59a

Beneficiary

Définition

This field identifies the beneficiary of the subsequent operation from the particular occurrence of sequence B.

Format

No letter option	[/34x] 4*35x	(Account) (Name and Address)
Option A	[/34x] 4!a2!a2!c[3!c]	(Account) (Identifier Code)
Option F	[/34x] 4*(1!n/33x)	(Account) (Number)(Name and Address Details)

Remittance Information

Définition

This field specifies details of the individual transactions which are to be transmitted to the beneficiary customer.

Format

4*35x

(Narrative)

77B

Regulatory Reporting

Définition

This field specifies the codes for the statutory and/or regulatory information required by the authorities in the country of the Receiver or the Sender/originating customer.

Format

Option B

3*35x

(Narrative)

33B

Currency/Original Ordered Amount

Définition

This field specifies the original currency and amount as specified by the ordering customer.

Format

Option B

3!a15d

(Currency)(Amount)

71A

Details of Charges

Définition

This field specifies which party will bear the applicable charges for the subsequent transfer of funds.

Format

Option A

3!a

(Code)

25A

Charges Account

Définition

This field specifies the ordering customer's account number to which applicable transaction charges should be separately applied.

Format

Option A

/34x

(Account)

Exchange Rate

Définition

This field specifies the exchange rate applied by the ordering customer/instructing party when converting the original ordered amount to the transaction amount.

Format

12d

(Rate)

MT102 - Virement à plusieurs clients ►

Standard SWIFT ISO15022Vue de détail du message MT101 - Demande de transfert

Utilisation du message MT101

Scope du message MT101

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Standard SWIFT ISO15022
Vue de détail du message MT101 - Demande de transfert